Far too many Americans are in the dark when it comes to how best to manage their finances. In honor of National Financial Literacy Month in April, we asked two experts to weigh in on the financial literacy crisis in America. Both agreed schools need to be doing more to teach kids about finance. 'This country has a real lack of understanding of how important it is to get the financial education in as early as possible with our children and as much as possible,' said Carmen Rita Wong, a personal finance author. Only ten percent of states received an 'A' grade when it comes to how best they teach personal finance in schools, according to a report from Champlain College, and 23.5 percent received an 'F' grade. 'A' states required students to take a finance class in high school in order to graduate. 'It's just not enough,' Wong said. 'The rest of the country needs to understand that this is really vital - just as vital as all of the other classes kids take because this is actual utility.' TheStreet's Scott Gamm reports from Wall Street.
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