Paying with cash can help keep your budget in check, but then you have to figure out what to do with all the spare change. All banks accept change, so don't be afraid to bring in your coins. Your bank can provide you with a coin sorter and coin wrappers to help speed up the process. For a more automated option, look for coin machines at certain banks or grocery stores. These change machines generally charge eight to ten percent of your loot for the convenience of having your coins automatically sorted, counted and exchanged for cash. To avoid the fees, opt for a gift card to a retailer like Amazon instead of cash. Or if you're a notorious coin hoarder you might want to open an account at TD Bank, which offers free automatic coin sorting for account holders.
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