Buying a home is a glorious occasion but for some it can lead to high blood pressure, suicide and even murder. An American Journal of Public Health study found that foreclosure has likely contributed to a rise in suicide rates. A California Reinvestment Coalition study found that many are experiencing unreasonable delays and are getting the run-around from their mortgage servicers. When banks transfer their loan servicing to third party companies, homeowners are often forced to start over. The worst named are Wells Fargo, Bank of America and non bank servicers Nationstar and Ocwen. Contact the Department of Housing and Urban Development for a listing of approved counselors for help with your mortgage or file a complaint with the Consumer Financial Protection Bureau.
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