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It's clear that the market infection from the Wuhan pneumonia is only just beginning.
Bounce buyers want to believe there is an overreaction to the virus news, but if downside momentum builds, the selling can continue much longer than many expect.
Only one of these scenarios is going to get you in and out of this market with your assets intact and your portfolio stronger.
History shows that 'scary sell-offs' often turn into bounce-backs, so here's some advice for uncertain times like this.