Kate Stalter is a Series 65-licensed investment advisor and the founder of Better Money Decisions. (www.bettermoneydecisions.com) Her focus is on helping people enjoy a happy and secure retirement. She was previously a market writer and CAN SLIM investing instructor with Investor's Business Daily, and has been a featured columnist for Morningstar, Forbes and Moneyshow. She also hosted the "Small Cap Roundup" for the TFNN radio network. Expand

Kate is a graduate of Saint Mary's College, Notre Dame, Indiana, and holds an MBA from the Kelllogg School at Northwestern University. Follow on Twitter: @KateStalterCollapse

For both, you need to take the wind into account. 
You'll never pick that one stock or region or sector or index.
It's better to broaden your exposure to avoid seeing your portfolio suffer.
The timing of market declines matters -- especially as Americans live longer. 
People tend to be drawn to forecasts that confirm their beliefs.
The best year-end advice has nothing to do with picking stocks.
Some investors blame the market for their poor choices.
You need actionable strategies to avoid selling out of fear.
Stocks you never hear about often trounce the ones U.S. investors are focused on.
Many diss diversification when stocks rise, but equities also fall.


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